Revenue is growing, the P&L says profit — and the bank account still runs empty before BAS, wages or supplier payments. We trace exactly where cash is trapped in the business and build a 90-day plan to release it.
From $3,500 + GST. For a defined pricing, cash-flow, sales-pipeline or operational question. Scope confirmed at your free Fit Call.
Growth consumes cash before it returns it: more stock, more wages, more work-in-progress, longer debtor books. Most cash flow stress in Australian SMEs is not a revenue problem — it is a working capital structure problem.
Every dollar of growth is being reinvested into stock, debtors and WIP before it ever reaches the bank.
Predictable obligations keep arriving as surprises because there is no forward cash view — only the bank balance today.
You are financing your customers' businesses on terms you never consciously agreed to.
The review works from your actual invoices, stock and payment data — not templates. You leave knowing where every dollar is trapped, which levers to pull first, and what the next 13 weeks of cash look like. Where the review shows the underlying cause is underpricing or an operational bottleneck, we say so and scope the fix.
Profit is an accounting result; cash is timing. Money gets trapped in unpaid invoices, stock, deposits paid to suppliers, tax liabilities and loan repayments. A business can show profit on paper while the bank account runs empty — the review finds exactly where your cash is trapped.
No. Your bookkeeper records what happened and your accountant reports it. This review changes the operating decisions that create the cash position: payment terms, invoicing cadence, stock levels, supplier terms and the pricing and job mix behind them.
Timing levers — invoicing faster, tightening payment terms, chasing overdue debtors, renegotiating supplier terms — can improve cash within one to two billing cycles. Structural levers like stock reduction and pricing take a quarter to flow through.
Yes, where useful. We translate the findings into an operating plan and can brief your accountant or bookkeeper on what changes and why.
Tell us what is happening inside your business and we will come back to you with the most useful next step.
This form is for owner-led businesses looking to improve profit, cash flow, pricing, sales visibility or operational performance.
Book a free Fit Call. We will discuss your business, your current constraints and whether the 360 Business Diagnostic is the right next step.